Gold is seen by some as a safe-haven investment in times of economic and political uncertainty. For those looking to buy it, there are multiple ways to own gold, from simply buying bullion (gold coins or bars) to investing in precious metal mining companies. If you are thinking about investing in gold now (or anytime), […]

KEY TAKEAWAYS More high school graduates opt to skip college now than they were before the COVID-19 pandemic. Instead, many choose to work directly after high school or attend a vocational or trade school, which is generally shorter and cheaper than traditional colleges. The top ten cities for high school graduates generally have more well-paying

Editor’s Note: Investopedia will not publish daily CD rate news on Thursday, June 19, 2025, in observance of Juneteenth National Independence Day. We will return to our daily coverage on Friday, June 20, 2025. Key Takeaways The nation-leading CD rate remains 4.60%, available from Newtek Bank for a 9-month term that locks in your APY

You can get hotel points in a variety of ways: staying at hotels, transferring your credit card points to hotel loyalty programs, earning points through spending on a hotel credit card or simply buying them. The general advice for travelers is to avoid purchasing points from hotels because it offers poor value. Hotels often sell

Key Takeaways The Federal Reserve held interest rates steady today, as expected, keeping the federal funds rate at its current 4.25% to 4.50% range. This benchmark rate plays a key role in determining what banks and credit unions pay on savings accounts and CDs. The Fed’s latest dot plot shows a median projection of a

It may seem that every investor is chasing AI. Artificial intelligence — particularly generative AI that is used for everything from personalized recommendations to video generation and scientific research — has been a hot topic in recent years, and that will surely continue. Research suggests that the global generative AI market will be $67 billion

Only a small slice of Generation Z is in the habit of paying themselves first. Just 15% of Gen Zers set aside a percentage of every paycheck in savings, and only one in five contribute to a 401(k) or other retirement account, according to a 2024 Bank of America survey. The good news: Even modest,

If you have TSA PreCheck, there might be a better way to go through airport security: Touchless ID. The Transportation Security Administration offers this program for TSA PreCheck members, allowing for a hands-free verification process. The Touchless ID program uses facial recognition technology to verify your identity, eliminating the need for you to fumble for

When you get married or commit to a long-term partnership, any student debt you accumulated on your own is still your responsibility. However, once you merge finances, debt impacts your shared future. As such, couples may struggle to balance repaying their student loans with their plans to travel, buy a home, and start a family.

Key Takeaways The Senate passed the GENIUS Act Tuesday, giving a boost to stablecoin cryptocurrencies. As their name suggests, stablecoins are meant to have unchanging value relative to the U.S. dollar, in contrast to more volatile cryptocurrencies like Bitcoin. The bill requires companies issuing stablecoins to back their coins with safer assets like U.S. dollars