Monthly wealth stream

Fed Cuts Coming? Lock In a 4.50% Return—Guaranteed Until 2026 or Even 2027 monthlywealthstream

Key Takeaways The Fed is expected to lower interest rates sometime this year, with more cuts likely in 2026—which will cause CD and savings rates to fall. While savings account rates can change anytime, a CD locks in your APY until the term ends. Right now, 13 top nationwide CDs pay at least 4.50% APY, […]

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Free vs. Paid Accounting Software: What’s Best for Your Business? monthlywealthstream

One of the hardest parts of owning a business is figuring out where it is and isn’t worth cutting costs. That’s especially true if you’re debating free versus paid accounting software. We think most businesses should opt for a paid program. The time these tools can save you outpaces their cost. But many free options

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Watch These FedEx Levels as Stock Tumbles After Shipping Giant Suspends Full-Year Outlook monthlywealthstream

Key Takeaways FedEx shares dropped in extended trading on Tuesday after the shipping giant suspended its annual outlook and issued light guidance for the current quarter, which overshadowed quarterly results that surpassed Wall Street expectations. The stock looks set to break down from an ascending triangle in Wednesday’s trading session, potentially signaling a continuation of

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How Far Would You Go to Save on Car Insurance? monthlywealthstream

Average Yearly Costs Compared to National Average Florida $3,682 + $2,199 Louisiana $3,310 + $1,827  New York $2,526 + $1,043  National $1,483 N/A Idaho $1,338 – $145 Iowa $1,218 – $265 Maine $1,035 – $448 Source: Liberty Mutual analysis of data from The Zebra High Costs Compel Some Drivers to Seek Short-Term Savings  Drivers are

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I’m Make Six Figures, But I Still Worry About Money monthlywealthstream

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. By most every metric, I am a wealthy person. I own three cars and a home. I

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Amazon Scales Up Same-Day Delivery in Rural Areas, Where Walmart Has an Edge monthlywealthstream

Key Takeaways Amazon on Tuesday said it plans to expand its same-day delivery service to 4,000 smaller communities and rural areas by the end of 2025. The e-commerce giant and Walmart are racing to serve shoppers in rural communities, which Morgan Stanley called a “$1 trillion opportunity.” Delivering groceries and other households staples represents a

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Why Albuquerque Made Our List as a Travel-Friendly City for Retirees monthlywealthstream

Retirees with their sights set on the sunny American Southwest but who also want convenient access to the rest of the planet could find Albuquerque, N.M., ideally positioned. Not only does this historic city have the largest commercial airport in the state, but it also connects to nationwide rail service. Travelers can even enjoy an

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Catch-Up Contribution: How It Works, Limits, Eligibility monthlywealthstream

If you’ve hit 50 and feel behind on your savings, you could start making catch-up contributions to your retirement accounts. For eligible workers, federal rules raise the limit on how much a person can contribute to their tax-advantaged retirement accounts, giving people ages 50 and older the opportunity to “catch up” their savings before kissing

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Refinance Rates Edge Closer to the 7% Mark monthlywealthstream

Refinancing rates for 30-year loans dropped 4 basis points Monday, pushing the average down to 7.05%. That’s only slightly above the 7.04% reading from June 12, which marked a six-week low. It’s also a notable improvement vs. May’s 10-month high reading of 7.32%. Given that 30-year refi rates sank as low as 6.71% in March,

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